Why was my loan not approved? June 29, 2020 04:45 Updated Please check etika’s FAQ page for loan related enquiries. Related articles Can I exit the loan before the contract period ends? What happens if I miss an Active Benefits target? How do I link my Apple Watch to AIA Vitality? What personal information is the third-party collecting and how long are they holding that information? The app has asked for a Code, where is this?