You must have activated your AIA Vitality membership and downloaded the AIA Vitality app. You’ll be able to activate this benefit in the AIA Vitality app. You must be approved for an etika loan. You can redeem your Apple Watch from Optus by using the Optus Promo Code issued within the AIA Vitality app after receiving the etika loan approval. This is subject to the Optus ID check and, if applicable, a credit check. You must redeem your Apple Watch from Optus by using your promo code issued within the AIA Vitality App 10 days before the benefit starts tracking (tracking starts the first Monday of the next month after you are approved by etika).
Once you have activated the Apple Watch Benefit you will be able to use your AIA Vitality Active Benefits rewards to contribute towards your loan repayments, by getting active and achieving your weekly Active Benefits targets each month for 24 months.
You will need to retain an eligible AIA insurance policy for 24 months from activation of the ‘Active Benefits’ rewards. If you choose the 45mm watch, you will need to pay the $50 upgrade fee through your Optus account. This will be visible by your second invoice.